Payment fraudends here.
A non-profit initiative purpose-built to eliminate payment redirection fraud: the scams that divert money owed to a business. Simple. Bank-agnostic. Secure. Affordable.
If your business collects payments, criminals can impersonate you to redirect that money. Here's how it works, and how to stop it.
No spam. Early-access details shared under agreement.
See how it happens →A non-profit initiative with one mission: eliminate the ability of cybercriminals to successfully execute payment redirection fraud.
We are not a bank product. We are not an add-on. We are a purpose-built platform created by experts in cybersecurity, banking, legal frameworks, and insurance, designed to be effortless to use and nearly impossible to defeat.
Our non-profit structure exists for a reason: payment fraud is a systemic threat, and the solution should serve the ecosystem — not extract from it.
How the scam works — and who it targets
A fraudster poses as your business and tells your customer your “banking details have changed.” The customer pays the criminal, the money is usually gone within hours, and you're left unpaid and chasing it. It targets any business that gets paid, and the bigger the payments, the bigger the exposure.
This is payment redirection fraud, often called business email compromise (BEC) payment fraud.
Training and “call to verify” miss it, because the message looks real and the bank only checks the account number, not whether it's truly yours.
Technology-enabled. Process-driven. Information-powered.
Instead of sharing bank details, you share a secure inoQlate payment identity. Payers access it through inoQlate to obtain verified payment information, preventing criminals from substituting fraudulent account details.
We will release details of exactly how this works once it is available to the public. We do not wish to give threat actors a head start.
Look for more details on HOW we do this at Black Hat on August 4, 2026
The Six Pillars
Simple
Fits the way you already invoice and get paid: no training burden, no friction.
Secure
The correct account is confirmed before money moves. Built to surpass every relevant security standard and to set new ones. Designed to get stronger every single day.
Trackable
A complete record of every check and confirmation.
Privacy-Centric
Encrypted, isolated, and stored where you choose. Your information, your jurisdiction, your control.
Inexpensive
Designed to be affordable. Protection should never be a luxury. Offered through licensed providers.
Bank-Agnostic
inoQlate is company-centric, designed to put control with you, not your bank. Built to work with any financial institution, anywhere.
Designed to be affordable — priced by licensed providers.
- No per-transaction charges.
- No surprise costs.
- No tiers designed to upsell you.
And it's built to pay for itself. Over time, we anticipate insurers may recognise lower fraud risk for protected companies, though that is up to each insurer and is not guaranteed.
Why Non-Profit
Payment fraud is a systemic problem. The solution should be a public good.
As a non-profit, our mission is to keep protection affordable and within reach.
Pricing is set independently by the licensed providers.
A message for threat actors
The playbook no longer works here. inoQlate was built by people who know exactly how you operate and we've made your methods ineffective. The platform hunts threats, detects anomalies, and has some surprises we'd rather you discover the hard way.
The unveiling begins in
Meet inoQlate in Las Vegas
We're live in Las Vegas. Come find us.
Get launch updates
Get launch news and fraud-prevention updates from inoQlate, and be first to know when the payment redirection fraud product becomes available from our licensed providers. Choose whichever channels you prefer.